Do what Benefits You
No Credit Needed
For those with less-than-perfect credit, approval is based on many different data points, including banking history. Progressive leasing obtains information from credit bureaus. Not all applicants are approved.
Flexible Automatic Payments
Enjoy worry-free weekly, bi-weekly or monthly automatic payment options based on your payday schedule. The earlier you pay, the more you save.
90-day Purchase Option
You can save money when you complete an early option. Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.
Getting the products you need is easier than you think!
FAQ'S
What is the Lease-to-Own Purchase Program offered by Progressive? The Lease-to-Own Purchase Program from Progressive is a convenient and flexible way to get the products you need today without having to make a substantial upfront payment or commit to a long-term arrangement. With our program, you’ll have access to a wide variety of top retailers, budget-friendly payments, and flexible options for purchasing your items. Our program allows you to lease the product(s) you need and make manageable payments to own within 12 months. Once you complete all lease payments or use an early purchase option, ownership of the item(s) will transfer to you. At Progressive Leasing, we offer a great selection of retailers and flexible choices for purchasing your merchandise. Lease-to-own is a popular option for those who need products now but prefer to spread the cost over time. With our program, you can enjoy the flexibility of leasing and the peace of mind that comes with knowing you’ll own the product(s) once all payments are completed. Experience the convenience and flexibility of Progressive’s Lease-to-Own Purchase Program and take ownership of the products you need today!
What are the requirements to apply? Applying for Progressive’s Lease-to-Own Program is quick and easy! To qualify, you must be at least 18 years of age, have a valid Social Security Number or ITIN, and provide routing and account numbers for an open and active checking account. Additionally, you will need a credit or debit card. Our streamlined application process doesn’t require a credit history, so you don’t need to worry about past financial struggles. With these basic requirements, you can start the process and be on your way to owning the products you need! Experience the flexibility and convenience of Progressive’s Lease-to-Own Program today! Approval is not guaranteed for all applicants.
Is there a fee to apply for Progressive? No, there are no application fees when you apply for Progressive’s Lease-to-Own Program. However, there is a processing fee of $49 plus taxes. Your initial payment will be deducted from your credit or debit card as soon as the lease is executed, but this payment is the first of your lease payments plus the processing fee and is included in the total cost of the lease. If your application is not approved, you will not be charged anything. At Progressive Leasing, we believe in transparency and making the application process as simple and straightforward as possible. Apply today and experience the freedom and flexibility of our Lease-to-Own Program!
Who do I contact if I have questions about my lease? At Progressive Leasing, we’re here to help! If you have any questions or concerns regarding your lease, please don’t hesitate to contact our customer service representatives at (877)-898-1970. Customer Service agents are available Monday through Friday from 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m. (EST) and closed Sunday. Alternatively, you can access your account online 24/7 via our customer portal at https://myaccount.progleasing.com/. Here, you can view your lease agreement, make payments, and keep track of your account activity. At Progressive Leasing, we strive to provide exceptional customer service and support. Don’t hesitate to reach out if you have any questions or concerns!
How do I make payments? Making payments for your Progressive Lease is hassle-free! Payments are automatically deducted from your bank account or charged to your card, depending on your preference. Please note that charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your merchandise. Once all scheduled payments are made or you use the buyout option, ownership of the items will transfer to you. At Progressive Leasing, we offer a standard agreement that provides you with 12 months to ownership. If you choose to exercise the 90-day purchase option, it will cost more than the retailer’s cash price (except for the 3-month option in CA). If you decide to purchase the leased item(s) early, simply call 877-898-1970 to inquire about an early purchase option. Please note that regularly scheduled payments are still required, even if you intend to exercise an early purchase option. At Progressive Leasing, we’re committed to providing a seamless and convenient payment process. Contact us if you have any questions or concerns about making payments! *Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA) To purchase early, call 877-898-1970
How long is the lease agreement? At Progressive Leasing, the standard lease agreement term is 12 months. During this time, you’ll make scheduled payments according to the lease agreement. Once you complete all of the scheduled payments or use an early purchase option, you’ll have full ownership of the product. With our flexible Lease-to-Own Program, you can enjoy the convenience of leasing with the peace of mind that comes with knowing you’ll own the product once all payments are completed. If you need the products you want now, but prefer to spread the cost over time, our program could be the solution for you!
What kind of merchandise can I lease from Progressive? Progressive Leasing offers a wide variety of merchandise for personal, family, or household use. Our program covers items such as appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more. While our program is designed to be flexible and convenient, we are prohibited by law from leasing certain kinds of merchandise. Additionally, we will not lease consumable items or merchandise that creates an unmanageable risk for Progressive Leasing. At Progressive Leasing, we strive to provide you with access to the products you need without the stress of large upfront payments or long-term commitments. Browse our extensive selection of merchandise today and experience the convenience and flexibility of our Lease-to-Own Program!
How long does my approval last? Your approval for Progressive’s Lease-to-Own Program is valid for 90 days from the date of approval. If you do not sign a lease within this time frame, your approval will expire, and you will need to reapply with Progressive. Please note that at some retailers, if you do not sign your lease on the same day as your application, the order may be cancelled. However, you can still create a new order within the 90-day approval period. At Progressive Leasing, we want to make the application process as simple and straightforward as possible. If you have any questions or concerns about the approval process or the lease agreement, please do not hesitate to contact us.
Can I purchase the product before the end of my 12-month lease? Yes, you can purchase the product before the end of your 12-month lease agreement. Progressive Leasing offers a 90-day purchase option, which allows you to purchase the leased product(s) early. However, it’s important to note that the 90-day purchase option costs more than the retailer’s cash price, with the exception of the 3-month option in CA. If you’re interested in exercising the early purchase option, please call 877-898-1970 to inquire about the process. It’s important to keep in mind that regularly scheduled payments are still due even if you intend to exercise the early purchase option. At Progressive Leasing, we offer flexible options for purchasing the product(s) you need. Experience the convenience and freedom of our Lease-to-Own Program today!
What does "No Credit Needed" mean? With Progressive’s Lease-to-Own Program, “No Credit Needed” means that we take more than just credit score into account when approving applicants. While we do obtain information from credit bureaus, we look at many other data points to make a final decision. We regularly approve customers with less than perfect credit or very little credit history. However, not all applicants are approved. At Progressive Leasing, we believe in providing more flexibility and accessibility in our application process, making it easier for you to get the products you need without a strong credit history.